At The Intersection of

Finance, Property and Innovation.

Michael Mercieca is a Chartered Accountant with over two decades of professional experience. He began his career in 2003 with Deloitte, where he simultaneously pursued and completed his ACCA qualification.

Building on this foundation, he went on to complete a Diploma in Taxation with the Malta Institute of Taxation and an Advanced Diploma in International Taxation with the Chartered Institute of Taxation, achieving the latter, ordinarily a three-year programme, within a single year.

In the early stages of his career, Michael specialised in audit before transitioning into corporate and personal taxation, eventually expanding his expertise to include immigration services.

Michael co-founded the QLZH Group, which owns and operates the QuickLets and Zanzi Homes brands. Today, QLZH Group is recognised as Malta’s leading estate agency, with over 35 offices and more than 700 estate agents.

Alongside his client work which he carries out under the brand of ZET Finance, he cultivated a passion for education, lecturing on taxation for the ACCA qualification, delivering continued professional development courses for qualified accountants, and teaching taxation modules at university and professional institutes.

Following these experiences, Michael co-founded the QLZH Group, which owns and operates the QuickLets and Zanzi Homes brands. Today, QLZH Group is recognised as Malta’s leading estate agency, with over 35 offices and more than 700 estate agents.

Under the QLZH Group umbrella, together with his brother Steve, Michael co-founded Merci Developments, a brand dedicated to the development of high-quality residential projects in Malta and ZET Finance which operates in the professional services sphere. Michael also holds a full CSP licence Class C.

Together with his brother Steve and entrepreneur Jack Cator, Michael further expanded into the technology sector by co-founding Houzit, a real estate business-to-business software platform aimed at supporting and innovating the property industry.

Business Involvements

QLZH Holding p.l.c., Co-Founder

REAL ESTATE

Listed on the Malta Stock Exchange Parent company of QuickLets and Zanzi Homes Malta’s largest estate agency 35+ offices across Malta, 700+ estate agents.

QuickLets, Co-Founder

RESIDENTIAL, COMMERCIAL, REAL ESTATE

Letting specialist agency under QLZH Group Focus: Residential and commercial rentals Position: Market leader in the rental sector

Zanzi Homes, Co-Founder

PROPERTY, SALES, INVESTMENT

Sales-focused estate agency under QLZH Group Focus: Property sales and investments USP: Strong ethical branding and training culture

Merci Property Holdings, Co-Founder

PROPERTY HOLDING & DEVELOPMENT COMPANIES

Merci Property Holdings is the groups Property Holding company, which holds various classes of property assets, across Malta. These properties are developed via the groups development company, Merci Property Developments and rented out.

ZET Finance, Founder

ACCOUNTING, FINANCE, TAX, ADVISORY

Professional Services Services: Accounting, Tax, Finance, and Advisory Client Base: Local and international businesses

Houzit, Co-Founder

PROPTECH, SAAS

B2B software platform for real-estate agencies Mission: Streamline operations and enhance innovation in the property sector